Welcome to PC. It sounds like an overwhelming situation. Personally I'd agree to help pay for a regular doctor but not a naturopathic doc, if she wants that she can pay for it. Yes she needs help, find a social worker for her. Drive her to the state aid places and help her fill out the paperwork. She may have problems buts she's depending on you to pick up the slack so she doesn't have to. Do find a therapist for you, you need someone to help support you.