I will turn 65 in June and I have no plans to stop working any time soon. I have insurance through my employer and have received from them the verification form that my prescription coverage is deemed credible (as good as or better than Medicare). It's my understanding the form will keep me from being penalized later when I sign up for Part B Medicare once I no longer have insurance with my employer.

So, if I'm understanding everything correctly I should go ahead and sign up for Part A since it is free and not any other parts until after I'm no longer covered by my employer. Does anyone know if I'm correct? Thanks!