Get a third party to handle your money, someone who will not charge for this. I think there even are government services that can do this for you. However, I do not know your specific situation regarding how you can obtain government services like this. I do think this is the only way to keep from spending yourself into oblivion. The hard part is finding that trustworthy person who would be willing to do this for you.

Personally, having someone taking care of my finances is something that would have me feeling like a failure. Losing control of my finances is something I am very reluctant to do despite the consequences. Is this how all of you with this problem feel too?