I am always giving everything away. Pay your bills, pay some ahead of due date, get what your child will need for clothing etc in the near future. Give yourself something you want, hmmm, for me it would be dsl. No need for guilt, we are speaking of a tiny amount of money and I see people everyday with very large amounts who ARE selfish. You do what improves your life with this. And if you need to give go find a local charity and buy a kid a set of clothes and a toy.