We have always had little money coming in, because my husband often was not able to find steady work, while I worked full time and part time from home. And I truly believe stress about money has been a big factor for my mental state seriously plummeting over the past 5 years or so. Now that I get disability benefits from my former job, which pays me 65% of what I used to earn, it’s all just gotten worse. We’ve been married for 16 years and have two kids, but still living off on only my disability right now. I know my mental health will never be able to completely improve until our finances improve, and that’s so frustrating. I’m sorry you are in such a crappy situation! Hang in there.