Enrollment into Part A Medicare coverage upon aging to age 65 is typically automatic for those who are receiving social security income. Another element to this equation would be based on what was paid by you for Medicare taxes. It looks like you are within your 7-month initial enrollment period, so if you haven’t received any kind of notification from Social Security Services by now I would reach-out to them. Another thing to keep in mind as well, if you are going to delay Part B Medicare coverage and remain enrolled in your employer’s medical plan, these plans typically are not Medicare plans. Therefore, higher deductibles, co-insurance and co-pay charges could exist and ultimately not be advantageous to you cost wise. Also, if you decide to discontinue working after age 65 and have delayed your enrollment for Part B Medicare coverage, you will be granted an 8-month enrollment period to get in enrolled into a Part B coverage without incurring a penalty.
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