Court, that exact thing happens to me all the time too. I wish I could focus better. In any conversation that happens in my head and I drift off and lose track of the conversation. But if you pray silently, it's harder to tell what you're saying in your prayer and distinguish the jumble going on in your head. I think that is great advice to include those things in your prayer. They obviously are concerns. Maybe God has some part in those things coming up at that time. Praying out loud is another thing to try. Also, keep a prayer in your heart all the time. Just keep that channel open. Those thoughts can be part of a continuous running conversation, and if you listen for answers, maybe God will be able to help you with your concerns.