Transference is happening to everyone all the time. It's a non-specific concept and has very little meaning. It is referenced obsessively in therapy circles because it's a beneficial tool/weapon for therapists... e.g. a blame deflecting device, and it keeps the client in the dark and dependent on the therapist to explain things.

BTW, if a client cannot stand a therapist, calling it "transference" does not explain anything, and it violates principle of Occam's razor, which says go for the simplest explanation first, which in this case would be that the therapist is unpleasant to be around.