An LMHC/LMFT and LICSW both require a masters degree and both have more clinical experience than an LCSW. There is no difference in education level. The difference in programs is theory - social work programs focus on social systems and justice and counseling programs focus on psychological theory/ diagnosis. The masters required for an LMHC is essentially the first two years of the PysD, with the decision to go on for the doctorate often due to career path and a desire to teach at the collegiate level. Doctorate level clinicians are also the only ones who can do neuropsychological testing, but again that is a different career path. As far as therapy is concerned, however, it makes little to no difference. There is a lot of confusion and misinformation about the degrees and licenses but the reality is, if they are licensed they will have a masters level education and a certain amount of clinical experience and supervision (usually a few years). Your mileage will vary in every circumstance depending on the individual, but this is largely due to the nature of the field and not the license.