i don't think there's a clear cut answer. I don't know if settling applies here either. For most of us, a job is something you need to have in order to cover even the most basic needs. And as the saying goes, "Man plans; God laughs." You could get fired or find yourself in a position to quit. You still need to look for another job in order to maintain.

Sometimes you need to work a bunch of crap jobs to know what's right. And a crap job is purely subjective. There are plenty of people who would work long hours and get paid very little because they are building a career and working in an industry they're interested in. And most careers are built on that foundation. There are also people who have to take the jobs they can get for myriad reasons. They havent't the privilege to even entertain the concept of settling.

To answer your question, it is harder to find a job you love when you're struggling to put food on the table and keep a roof over your head. You have to be strategic. And you have to sit down and really consider what's important in your life. How do you want an average day to look? Find a job or a career that can help you achieve the life you want, even if it's in some small measure. To base the job you want on if you love it or not leaves little room for surprising yourself in how strong and resilient you can be. And those are better qualities to have in the job market, in my opinion.