No short term disability for me, not sure why but I remember the district emphasized that fact when I was first hired two years ago. I never bought disability insurance because what they offered didn’t cover pre existing conditions. Looking back I should have looked for private disability insurance but oh well.

I’m gonna have a lot of scary letters coming my way I’m sure. I’m hoping not to get too overwhelmed with paperwork. I often just leave the letters to sit for months. I shouldn’t do that.