For the school loans thing...for them to be deferred, do you have to be in school full time, or could you just be taking a class? If it's just a class, could you just sign up for something at a community college, say for summer session? I imagine that would be cheaper than your loans...

Also, would it maybe help to come up with some sort of plan (maybe with your T's help) of what to do if it turns out they won't accept you back to med school? Some way you could use the education you already have and still be in the medical field? I know you clearly were aiming to be a doctor, but, I don't know, possibly school to be a physician assistant or nurse practitioner? Again, certainly not the ideal, but maybe having a backup plan could help?