I agree I would not want to waste the $170, but I also would not want to tell her I was terminating on a phone message. Instead, I would leave a message on her phone asking her to call me. Then when she called back, I would tell her I would be discontinuing therapy. That way you give her the courtesy of directly telling her and allow for some feedback from her and a chance to say goodbye, but you don't waste your money on a face to face meeting. $170 is a lot to me!