Most certainly you are absolutely right and smart not going to men’s houses before you even know them. It’s very presumptuous of him to ask a woman to come to his house the first time she sees him. It’s clearly not appropriate of him to even ask. Smart of you to say no.
I personally would refrain from talking about sex with men I don’t know and never met. If you start dating someone, there will be plenty of time for that.
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