@Amyjay: I think that you're hitting the right points. I need some time to think about it. I agree that it's a professional relationship that involves monetary transaction. You're right; I wouldn't expect the dentist to pay for my travel cost, but in the case of therapy, I expect the therapist to make the accommodations given that the problem originates from her. It's such a harsh reality. Something happened in the therapist's personal life, our work together that was going well is now off to another trajectory, and I have a load of burden on my shoulders now. I'm feeling so resentful; I have enough on my plate, and that one place that should be safe and consistent, and where I seek help is now causing a whole lot of problems for me.

About the financial part, I still think that people should have a heart in what they do. Can't she go any lower so I can use that money to pay the other therapist who I would see in-person? I need some time to think about this. I agree with you that the therapist isn't financially responsible for me. But I do feel that she owes me something in this situation and given the context in which it's happening.