Buying a vehicle, House, boat, or some other $$$ stuff...how?

We need another vehicle and we are torn...let’s list all the arguments:

A) let’s get a new car...we never had one

B) no! We are nutz...we can’t make payments forever...we might crack and lose our job!

C) we can pay just a bit and fix it up

D) I‘m sick and tired of working on cars...anything we buy will be a pos

E) I dont want a car

F) Buying new would be too flashy for us

G) We need something that we aren’t scared of scratching

H) It’s a waste of money

I) I like the fire red truck

J) I’m not sure

K) I’m scared

L)

Anybody with this condition had any luck with long term financial commitments?

We are horrible with relationships and the burden of having to be financially responsible scares us because life usually does an about face unexpectedly.

Thoughts?