I don't own a house, I don't own a truck, I don't have savings, I live paycheck to paycheck.
My ex took any savings and collateral accumulated during our "relationship". He even took the children. I managed to get the two kids back, but we just live from paycheck to paycheck.
What I have found is this - I have everything I need. I have a roof over my head, I have enough money to pay my living bills, I have enough money to clothe and feed my children and myself. We have everything we need. There is nothing that we need that we don't have.

I have no debt. If I can't afford something in cash right now I don't buy it. Living very simply with "good enough" things is good enough for me.