My birthday is 2 weeks before Christmas, the only time we received money from relatives...and we were forced to buy gifts for others. I also like how they grab a Christmas gift and give it to me for my birthday because they forgot...kinda felt shorted at Christmas. Thank God them days are over.

We are savers...only buy necessities because you don’t know what crazy thing lays ahead in the future- according to our past...it’s inevitable to self-destruct. We own little so not to be burdened by material things.

We've always paid cash since our teenage credit and check fiasco....but as a system we are more financially mature today though.

Like everything...we didn’t start learning about life till about 20.