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Rose, it might seem like a lot to do right now, but I would change your beneficiary. In fact I'd go so far as to prepay your funeral expenses and have any left over funds given to a person of your choice or have it donated to an organization you feel good about.
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True happiness comes not when we get rid of all our problems, but when we change our relationship to them, when we see our problems as a potential source of awakening, opportunities to practice patience and learn.~Richard Carlson
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