Oh my. You have really been through a lot. Is the doctor you mentioned a psychiatrist? That is the kind of doctor you need to see. It turns out the treatment between bipolar and schizoaffective are overlapping with schizo tending more to emphasize antipsychotics and bipolar more mood stabilizers although people in both categories can take both medications. But I didn't see anything in what you wrote that would jump out as a thought disorder per se.

Are you on any meds?