Sky,
I am sorry - I didn't mean to sound so abrupt and rude. I am a teacher and totally understand the extra time put in for those that choose the helping professions. I absolutely believe that Ts should be paid for all of their work. I felt punished at the time, but that is lessening now. I don't think I could ever express how much pain I am in at times, I guess the pain of abandonment. It is unbelievable and at those times I do anything and everything to ease the pain, including contact my T. I am learning, albeit slowly, to do it myself but am not even close to where I would like to be. I agree about the insurance companies, they need a total overhaul!
Take care.
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