[QUOTE=Tucson But health insurance from a school district should be very good. FWIW[/QUOTE]

Don't I wish! My husband teaches high school physics, and our health insurance has a $7500 deductible before it will pay a penny. I went well over the deductible with my perforated ulcer (had to make payment plans with lots of medical places), and each family member also has a $2500 deductible (my husband and my daughter). Right now, even though I have not paid the $7500, all my doctor's visits and medication are now covered by the insurance 100%, but that will change with the new year. My medications alone will cost a ton. The insurance does cover them, but some of them will be like a $40 co-pay. Doctor's visits are not at all covered by any co-pays (have to pay 100% out-of-pocket until the $7500 deductible is met, with at least $2500 on your own account).