Go to a credit counselor who can negotiate your mortgage loan payment down. Banks are willing to do this rather than having to sell the house. They will still eventually get their money. Maybe reduce the interest part of the payment.

Here is an extreme thought. I probably would not do it in your position. You and your husband can get a divorce only for the purpose for you to get on disability. Maybe this would also help you get on Medicaid? Not in Arizona. When you are in better financial shape, get remarried again. Heck, if you can afford it by then, go on a second honeymoon. Why not? Just a thought.

It looks like you are doing everything you can to cut costs. I do not think you should give up the Internet, which is part of your support network. Also it is there for your daughter too. Matter of fact, the Internet can provide allot for your daughter to read, and also for her learn about the world around her.

I understand about the teeth grinding. I have shattered two teeth, and damaged two crowns. This comes to probably over $5000 of work. I simply cannot afford this. I do not have any dental appliance for this teeth grinding either. One thought is to go to Mexico to get my teeth repaired.