I just want to point out that the level of one's schooling is absolutely no measure of intelligence or smarts (there is a difference between the two). I know of many people who have a high degree of one, the other, or both who have no more than a secondary education. Similarly, I have met numerous people who are below average IQ or pretty dumb about things that have managed to make it through some post secondary education.

Intelligence pertains to IQ level and is essentially about intellectual capacity. Incidentally, an IQ of 115 is nothing at all to brag about. Being smart on the other hand is a better indication of the knowledge one possesses - and it need not be founded in higher education. I tend to find the second more important - and interesting - than the first. Now, having a great deal of smarts IS something to brag about.