I think looking at real world situations can be good - and i know that there are t's out there who can do treatment for $1. a sesson, or $5... or the Y is sometimes free. Perhaps looking at other options (out of the box) can be helpful... You say you are destitute, but you seem to have internet access? There is always therapy online (if that is an option)... I agree with who ever said it might be more about the relationship which is worrying since the point of therapy is to stand on our own....? just thoughts....
hope this works out well for you!!!
Kiya