I applied to a mortgage today. Was denied but got good information on what I need to do to qualify. Might just buy instead of rent. But I'll see how things go. Haven't been in my job long enough he said.

So I can keep working on building my credit. He also said need to wait longer from bankruptcy. Reapply in 4 to 6 months. I'm thinking a year and a half will be better. Saw a place I really want but there will be other places.