Well I'm on disability and work part time. I'm running numbers to see if it's something I can do. Right now even applying for a mortgage is 6 months out due to bankruptcy and just starting my job. This is motivating me to start a saving plan, otherwise I've just been living hand to mouth really. I can cut corners and put money aside.

Also my brother has friends who can do repairs for less money. I know if big things break like water heaters, etc. That could be a problem. But my brother works for a company where I can get most appliances at cost. I have credit cards, and am building my savings. If goes according to my plan I can have about 9K in two years saved. Starting this month.