I think if it were me, I would look for a situation where mortgage payments were cheaper then rent. I pay rent on a 2 bedroom apartment, and if I was to get behind or too many lates...I’d get evicted. Now if I was in a house, I’d have a more permanent place and not have to worry too much of finding my stuff in a dumpster. I’ve never had a house and don’t know if the banks are more forgiving as long as you make up the diff.