I’d say if you can’t afford even a small family ceremony and party, then I’d say it’s not wise to do it at all. At my age I’d not ask my parents for money for a party. I understand asking for help though like buying medication or other necessities. Not a party. I think getting close to 50 I’d worry about saving some or pay debt or doing something truly special like take a trip.
You can still have great wedding memory. Our wedding actually was special and we do have great memories of it (some of it was very funny like some druggies clapping and cheering us on in a court room). And our honeymoon was great. Part of if was a dinner cruise which was kind of special as it was romance newlywed package etc You can do a honeymoon even a short trip instead of a party too. Get honeymoon/Newly weds packages etc We have great albums of a photo shoot and separate of a honeymoon.
Honestly I am not practical person as I am a big time spender lol but I’d be worried about my finances if even a small party is a problem. Is the guy not making much? Are you a bread winner? Not judging, just asking. My husband pays alimony to his lazy ex who refuses to work. We are losing 1k every month on her. It effects us financially. So I understand having all kind of situations.
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