Different states have very different programs for assistance. And they vary over time as u inferred. My state had a program for those w Significant Mental Illness that provided $30,000 for education, some for housing, docs provided,etc. then there are the federal programs. I made my way differently but made a big mistake not maximizing my soc security (now retired). We need to bookmark the important websites state and federal, and keep up w the news of proposed bills. Then build yr network of friends wherever u are as well.