It takes time to learn to trust. It sounds like you are in very good hands but it still just takes time to experience the relationship with T enough so that things would start to sink in.

You expressed concerns over money. Maybe this is something that needs to be reconsidered? If you are worrying over money all the time and this makes you want to hurry a progress that really cannot be hurried then maybe it would be worth to talk to the T again and see that perhaps he can come even a bit lower with his fee, so you would feel more comfortable in this respect?