I am disabled, and so are my H, and brother. We all live here. We are on a very fixed income. Things are always tight, and as always something comes up that wasn't in the plan. I don't have credit cards, or anything else. If I can't pay for it, we don't need it, unless it is medical for us, or the dogs. In very rare times I have asked our son for help, but only after I have done everything that I could do, otherwise I don't ask anyone for help. Even when I do ask our Son, it would be for something like our taxes on our home, just so we don't lose it for taxes. But like I said, I don't ask unless I have tried everything else.