My dream house has always been my grandparents house. I'm terrified of losing my grandparents, but I'm also afraid that some stranger will buy and live in that house when they pass away, and it's a horrible feeling and I want to buy the house and continue the hard work they've put in to making that house a home. I want to continue hosting the family holiday dinners, I want to spend my time pruning the trees and tilling the garden, I want to care for the house the way my grandparents do, learn how to be a handyman with my Papa's tools, and it's the perfect size house for raising a family and pets.

Here's the problem. I've read that serious offers means at least a 20% down payment, which for this house is $180,000. I don't know how to make that kind of money in 10-20 years. I need to set aside $1500 a month, but how on earth is that possible if I'll be in school FT for the next 6 years?

What do I do? This house means a lot to me.