I still think you can take a break, working on your resume/job experience and background and then see if you want to continue work in some field or go back to school. That's not that unusual in this day and age. I graduated in 1972 and went for my second degree in 2001.

If I had it all to do again, I'd work more on identifying what I really wanted and go for that instead of what seems like it will work well. Things do not turn out like one thinks they will, for me, nothing was even close, ever. So I wish I'd stayed doing what I "wanted" to rather than worry about this or that amount of money or been afraid to try something, find it wasn't right and try something else. I played things too safe. I don't think anything you really want gets closed; it is possible to have two different lives sequentially (if one can't figure out how to do them together) and I'd have a lot more fun and take more chances if I went around again.