That would bother me too. Maybe you are attributing your growth to her when it is YOU that did the work.

Her reaction seems odd unless you had a history of using monetary reasons to pull out of difficult work in therapy. But you don’t come accross that way.

My current t gave me a card when we first decided to work together. It was good for one free session in return I agreed not to ghost on him. Although he did not ask for the second part I offered it in goodwill. If I had financial difficulties I am convinced that my current t would work something out with me. With my old t, we worked something out when I was suddenly unemployed. I paid him eventually.

I would be wary of any t that guilts you into acting a certain way.