I have struggled with overspending for years. It's gotten a lot better (with a lot of restraint on my part), but it is still there. It's horrible. We are looking at losing our house, and/or my having to go back to the county healthcare system, which is just horrible in Houston. And still there are times I cannot stop it. It makes me feel so guilty and ashamed. Often, I try to hide it from H, but he finds out. We don't share credit cards, but we do share the checking account from which we pay the cards. When my card bill is up, unless something major came up the past month, like seeing the eye doctor, dentist, whatever, he will question all the expenses. Most I can justify, but there will usually be a couple I cannot