Quote:
Originally Posted by Miguel'smom
i don't mind your bluntness. I know I need a car. I'm spending my car money. We have to find a car before we can sell/scrap our car. So it doesn't cost our plate changed. I know it's stupid but this holiday means a lot to me. I'm not a good money manager. It's my fault we're constantly running out of money. Especially because I do stupid stuff like that. I got those things for us. It was half price and I would have bought it at half price even if I had to borrow money. The thing is I didn't do the code right. It wasn't really about Christmas. It's about me spending money and ****ing up so badly. How I just caused us to loose over $100. I feel like a complete ****ing up.
I'm really really trying to distract myself. I'm so dumb. I don't really know how to get my priorities straight. I'm sinking all the time. I just give up sometimes.
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Call and see if you can cancel the order. Most every retailer will cancel within a day or so , research that.. might be a pain but 100.00 is huge.
Can you and your husband not sit down and make a budget? Together?
My husband and I “ feed the pig” before we do anything with our money, we put 10-20%in our savings acct , we pay all our bills right off the bat, everything even if it’s not due yet.
We have a cushion that way if car repairs are needed or unexpected medical or whatever comes up we aren’t screwed big time.
We take the rest and split up what I need for the month food wize , I have bought myself grocery store cards so each week I’ll have X to buy groceries. I buy 75% on what is on sale , and I never throw food out , we have potluck dinner once a week with all the leftover bits.
We load a Walmart card for gas for the month
I never shop without a list , I plan out my meals , I refuse to buy anything other than what’s on my list.
I hope you can find a way to manage your money so you don’t wind up broke 10 days into each month.