Are you fully independent? Or if you are dependent on someone for some or many things, how ready would you be to take over everything?

I’m not independent at all between cerebral palsy and BP w. Psychosis I’m screwed. I am the one that takes care of the bills, constant paperwork and things like that. I need help from morning until night and I will need accommodations when my husband dies. We are looking into building a studio if anything happens to my husband.

I can’t step in or out of the bath myself.
I can’t put a bra on by myself because of weight gain.
I won’t cook unless I’m held accounted to (thanks ED)
I can’t chop or cut food
I can’t be left alone because someone’s going to come murder me (but having a dog helps a little) or I’ll hurt myself because of some stupid idea
I can’t drive
I can’t be in public (alone or with people) because of paranoia and sole crushing anxiety.
I can’t walk far.
I only go to local store unbusy stores (less than 5 min to get to.)
I need help cleaning
I can’t go up stairs well
Eventually I’ll need a powered wheelchair.
And the list goes on and on.

I see that I may need to be in an assisted living arrangement if anything happens.