Since June I have averaged one call a month. Typically they are around 10 minutes long. The day T passed away we talked for almost 20 minutes. Typically the only texting I do is to initiate those calls. I will text a brief message about what us going on and she will call me when she has a chance. She hasn't charged for any of it.

We have had a couple of video conference sessions due to travel conditions on my end. She does charge for those and is able to bill my insurance