I don't have the kind of therapist who gives advice, except that he knows quite a bit about herbal supplements and occasionally recommends something that he thinks might help me. But I think that's because I make my own tinctures and use other herbs so I'm open to that. I doubt he'd make such a recommendation if I wasn't into them. A few years ago he did recommend a light box which has been super useful to me and I use it every day.

The biggest decision I made recently, earlier this year, was to quit a part time job I'd had for decades (officially retired for the benefits) and do consulting full time. Some of the people in my life thought it was risky to not have any regular, guaranteed income but I thought it through, had my accountant crunch the numbers, and looked realistically at things. He did nothing but encourage me to do it, and remembered a few things I'd said in past years about how it could work, building up my own case for it.

I wouldn't do well with a therapist who said "do not do this" or "do this," but instead said "consider this possibility on the other side of where you're thinking." I can't tell from your post if your therapist is giving specific advice (do not move out) or if she is saying something along the lines of "I'm concerned that if you live by yourself, you'll have less social contact than ever."