T's of all ages have things come up in their lives that prevent them from carrying on in their current capacity. That said, as others have said, it's worthy of a conversation to see what T's plans are and how T is preparing for unforeseen events. I wish I would have had that conversation with my former T. She was in her 70's ended up getting sick with MS (which usually strikes you when you're younger) and had to stop practicing. She had no plans on retiring when that happened and I don't think she really had a plan on what would happen if something happened to her and she was unable to continue. We sort of went along for six, seven months, doing the best we could and then it became obvious I needed to find a T that could actually come into the office and see clients. It was a terribly difficult decision and one that has been incredibly painful for me even today. Not to scare you, just life happens. It happens to young people, old people, middle aged people. Doesn't mean you give up on the relationship, just means there is more to talk about. Kit.