I don't do New Year's resolutions. I believe that if we want change, we shouldn't wait until the new year. We should do it now.

There is nothing wrong with having a New Year's resolution, though. If having a New Year's resolution helps you get the changes in life you want, then I say go for it. Do what you need to do.

All that said, my recent resolution is to be more mindful of money because I will have surgery at the beginning of next year. This resolution coincidentally happens to fall at the end of this year. I started it yesterday.