Yes, I heard from family that it is unusually cold there. One of my family members in the area woke up to two inches of snow and 25 degrees! At least you are in a place where you are sure to enjoy some 70 degree days in the middle of winter though the nights are cold. Hoping the cold goes away soon. I am always more motivated to clean my house on warmer winter days. Warm coffee is so good when it is cold.

I seem to recall you are either retired or on disability? Are you able to look for a part time job? I know you have been struggling with money issures for a long time. Hope you can figure out how to improve your financial situation.