I like that comment, go to the dept of mental illness and resign. I am paying about a third of each paycheck for insurance and then we pay deducts and copays on docs and meds, and t's but mine waived that. If I dropped the family mine would be free but then my college kids would have no insurance. So, I pay, I pay, I pay. Don't want to think about what I would do without t, she has taught me a lot and I am still learning.