I don't think therapy is the only way to approach anything. It seems to work for some. For me, any number of other things are more useful than therapy ever was. I never figured out what was actually supposed to be happening in a therapy appointment. From my vantage point, nothing ever did. The therapist was useful as a place to vent about grief and my person's illness and death, but it was not, for me, the only way even for that - it was simply a use I finally had for the appointment.
I paid for appointments in cash. I have low expenses and no children.