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Old Jan 12, 2019, 12:06 PM
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amandalouise amandalouise is offline
Wise Elder
 
Member Since: Mar 2009
Location: 8CS / NYS / USA
Posts: 9,171
in general .. has anyone ever wondered how these DID pay sites get their money.

they have your bank account number, credit card number or debit card number or pay pal account number because you give it to them when you apply to their site for registration to be a member.

they go to your account just like we all do here when we do a member search.

after they find the account they want they (who ever is doing the accounting/ treasury/ billing for that site) uses their administrative dashboard which shows them what you have wrote down when you registered including what you put for your bank number, credit card number, debit card number or pay pal account.

then they take your bank account number, credit card number or debit card number and use it to bill your bank or a bill to your credit card or debit card, all of which automatically removes the money from your bank account, credit card or debit card or pay pal account. just like when you actually go to a store and write a check, or use your credit card or your debit card to pay for what you are buying.

banks, debit card companies, credit card companies and pay pal have real live people employees. example the pay pal office here in my city has about 500 real live people employees. Some of these employees I know personally as friends, family, ex co workers....well you get the picture when someone needs a job they check there just like any other place and some that I know have jobs at the pay pal office here in my city.

these employees process the transactions, just like when you walk into a bank to cash a check or when you fill out a withdrawal or deposit slip and hand it to the teller, then the teller brings up your account number on the computer, makes note of your account number, makes sure the number on the withdrawal / deposit slip matches, then they complete the transaction by typing into their computer how much you are adding or subtracting from your money. (any bank, credit card company and debit card and pay pal company can explain this to you)

if using pay pal or other pay option site, pay pal and other sites like this do not use their own money to pay for what you buy, they do their transactions that removes money from your bank account, credit card, debit card that you have on your pay pal account.

when you first register for a pay pal or other account they have you put on your registration your bank account number, or your credit card number or your debit card number. this is called "linking your bank account, credit card or debit card to pay pal"

after removing the right amount of money from your bank account or credit card or debit card pay pal turns around and uses that money to pay for what you buy online..

think of it like you and your friend are out around town, you give your friend money, they deposit what you give them into their own bank account and the friend pays for your lunch using their bank card, credit card or debit card.

by linking your bank account credit card number or debit card number to pay pal you are giving pay pal your money so they can turn around and use that money to pay for what you buy.

Registering for pay pal is free, but in some locations and some pay pal accounts have a transaction fee, just like a bank sometimes charges people a bank fee. it all depends on what type of pay pal account you have and what your location is.

now imagine one of these 500 employees is a bad person at pay pal, they are making the transactions of billing bank account numbers, credit card numbers, debit card numbers for the purchases people are making and they get this wild idea of going on amazon and using someone elses bank account number to purchase a waterbed. they create an amazon account using this other persons numbers, amazon doesnt verify that the numbers actually belong to so and so with photo id and such. they just see someone has made a purchase and puts the card through, sends the water bed to the person that buys it. Same person who works for pay pay thinks hey cool it worked and posts on their facebook page hey I have a new water bed paid for by this bank account number, then they go to twitter and posts hey I just bought a new water bed my bank account number such and such (bank account is not their own ).... on and on all over the internet this person is posting other persons credit card numbers, bank account numbers, debit card numbers.

now picture this person doing this activity is using the numbers of those they met on DID forums. any time he has a conflict with the person he finds out if they have apay pal account and if not helps them get set up, then attacks them by spamming their bank account number, credit card number debit card number around the internet. he may not be the one actually making the purchases against these numbers but is purposely spamming their numbers on the internet making them vulnerable to things like that.

thats what happened. someone who worked in a pay pal office doing transactions was a member of DID sites and was spamming other members bank account numbers, credit card numbers and debit card numbers across the internet.

Any oen who wants to know more about how pay pal works just google their nearest office, they do welcome walk ins, and are open to giving possible employees a general tour of the office structure and what employees do there.