Can you find a less stressful part time job. Cut everything to the basics? can you get help with housing? food? electric? Do you have a bus system you can use instead of paying for gas, and car insurance and things like that? We have our basics and internet. We use a car instead of the bus cost us 210 a month so having a car is manageable. I would try to keep my savings. Can you try working again? What will change when you get your degree? will you be able to work then? why?