thx. Putting someone else in charge to limit my spending is I guess the way to go. This question incidentally is timed as I sit here considering another trip for next November. It is too easy for me to just think it and spend it. My finger seems to be hovering over the [order] button so to speak. I can afford it. But I know I should instead be salting away the money in case things change. For instance, how long can I manage and live with this anxiety over work?