I'm back. My mom is one of those folks who likes to nag to get people to do things. She and my dad are pushing me to get a 401 K at work. I tried this but the setup but it is confusing. Also I checked my paycheck and it's tight. My mortgage eats up three quarters of it and they take out so much in deductions anyway that I'm considering it a miracle we have not had mortgage issues. I just don't feel comfortable at this point taking out another hundred when the mortgage is so high. I am planning on changing home insurance after tax season, then doing the retirement. Right now it's too tight for my liking. I know some people will think that is silly but my husband can only work part time, I'm doing full time and it's tight. I have tried talking them this but they think I'm making an excuse. I just want to make sure I can afford the damn house, not go broke having my paycheck decimated to nothing. She will not stop texting me and I'm sick of this. I don't live with my folks anymore and while they are trying to help, it's overbearing, especially with money. My mom is texting to the point where I'm thinking of blocking her on my phone. I don't want to lie either....that is wrong and it backfires but I want them to back off and stop nagging me about my finances. It's hard enough trying to keep enough money in the bank without their hovering. Is there a nice but firm way to tell your folks to stop interesting or nagging you about money? I understand helping and why it's important but the nagging has got to stop.