Quote:
Originally Posted by Foo Fighter
I'm back. My mom is one of those folks who likes to nag to get people to do things. She and my dad are pushing me to get a 401 K at work. I tried this but the setup but it is confusing. Also I checked my paycheck and it's tight. My mortgage eats up three quarters of it and they take out so much in deductions anyway that I'm considering it a miracle we have not had mortgage issues. I just don't feel comfortable at this point taking out another hundred when the mortgage is so high. I am planning on changing home insurance after tax season, then doing the retirement. Right now it's too tight for my liking. I know some people will think that is silly but my husband can only work part time, I'm doing full time and it's tight. I have tried talking them this but they think I'm making an excuse. I just want to make sure I can afford the damn house, not go broke having my paycheck decimated to nothing. She will not stop texting me and I'm sick of this. I don't live with my folks anymore and while they are trying to help, it's overbearing, especially with money. My mom is texting to the point where I'm thinking of blocking her on my phone. I don't want to lie either....that is wrong and it backfires but I want them to back off and stop nagging me about my finances. It's hard enough trying to keep enough money in the bank without their hovering. Is there a nice but firm way to tell your folks to stop interesting or nagging you about money? I understand helping and why it's important but the nagging has got to stop.
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Do they help you out financially? If they do not it really is none of their business. I personally would just say, thank you for your concern, I got this, I do not want to talk about it anymore. I would repeat that every single time it comes up even if you feel like a broken record. In fact I might preface it with saying: "mom and dad, I do not like talking about my finances with you so if you continue bringing it up I am going to have to hang up (or ask you to leave or if visiting, get ready to leave). Then repeat the phrase about their concern and stick to your guns. We teach others how to treat us and many (myself included) learn through pain, consequence or routine- I know I do. So if you say you do not want to talk about it and you will end the convo if they do, then you have to do it. They will not learn if you do not do the same thing every time, but I know it is easier said then done. Its so hard to not feel like "the kid" with our parents.